[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hanczen.cz\/financni-produkty-vhodne-pro-deti\/#Article","mainEntityOfPage":"https:\/\/www.hanczen.cz\/financni-produkty-vhodne-pro-deti\/","headline":"Finan\u010dn\u00ed produkty vhodn\u00e9 pro d\u011bti","name":"Finan\u010dn\u00ed produkty vhodn\u00e9 pro d\u011bti","description":"V\u00a0dne\u0161n\u00ed dob\u011b u\u017e existuje velk\u00e1 \u0159ada produkt\u016f, kter\u00e9 rodi\u010de mohou sv\u00fdm ratolestem po\u0159\u00eddit a to z\u00a0toho d\u016fvodu, aby se nau\u010dili s\u00a0financemi hospoda\u0159it co nejd\u0159\u00edve a ne a\u017e s\u00a0prvn\u00ed v\u00fdplatou. Pokud se pt\u00e1te, co by mohlo b\u00fdt ide\u00e1ln\u00edm startem, pak je Read More ...<\/a>","datePublished":"2025-03-02","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.hanczen.cz\/author\/#Person","name":"hanczen.cz\n","url":"https:\/\/www.hanczen.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hanczen.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hanczen.cz\/wp-content\/uploads\/img_a317626_w2108_t1528360545.jpg","url":"https:\/\/www.hanczen.cz\/wp-content\/uploads\/img_a317626_w2108_t1528360545.jpg","height":0,"width":0},"url":"https:\/\/www.hanczen.cz\/financni-produkty-vhodne-pro-deti\/","about":["Produkty"],"wordCount":469,"articleBody":"V\u00a0dne\u0161n\u00ed dob\u011b u\u017e existuje velk\u00e1 \u0159ada produkt\u016f, kter\u00e9 rodi\u010de mohou sv\u00fdm ratolestem po\u0159\u00eddit a to z\u00a0toho d\u016fvodu, aby se nau\u010dili s\u00a0financemi hospoda\u0159it co nejd\u0159\u00edve a ne a\u017e s\u00a0prvn\u00ed v\u00fdplatou. Pokud se pt\u00e1te, co by mohlo b\u00fdt ide\u00e1ln\u00edm startem, pak je to nap\u0159\u00edklad p\u0159edplacen\u00e1 platebn\u00ed karta s\u00a0n\u00e1zvem karta biip. Jej\u00ed v\u00fdhoda je v\u00a0tom, \u017ee d\u011btem budete d\u00e1vat kapesn\u00e9 a nav\u00edc budete m\u00edt p\u0159ehled, za co pen\u00edze utr\u00e1c\u00ed.Nap\u0159\u00edklad \u010cSOB nab\u00edz\u00ed tzv. COOL kartu, kter\u00e1 tak\u00e9 do za\u010d\u00e1tku nen\u00ed v\u016fbec \u0161patn\u00e1.Jestli se n\u011bco m\u016f\u017ee hodit va\u0161im d\u011btem do \u017eivota, tak to mohou b\u00fdt nap\u0159\u00edklad spo\u0159\u00edc\u00ed nebo investi\u010dn\u00ed nab\u00eddky. Pr\u00e1v\u011b pro tyto p\u0159\u00edle\u017eitosti se n\u00e1ramn\u011b hod\u00ed d\u011btsk\u00e1 vkladn\u00ed kn\u00ed\u017eka nebo stavebn\u00ed \u010di penzijn\u00ed spo\u0159en\u00ed. Je d\u016fle\u017eit\u00e9 myslet dop\u0159edu, proto\u017ee nev\u00edte, jak\u00e9 ud\u00e1losti m\u016f\u017ee va\u0161e d\u00edt\u011b potkat. K\u00a0tomu se nejv\u00edce hod\u00ed samoz\u0159ejm\u011b \u017eivotn\u00ed poji\u0161t\u011bn\u00ed.P\u0159\u00edmo konta a spo\u0159\u00edc\u00ed \u00fa\u010dty, kter\u00e9 jsou ur\u010deny p\u0159\u00edmo d\u011btem, nab\u00edzej\u00ed nej\u010dast\u011bji banky jako je \u010cSOB, Po\u0161tovn\u00ed spo\u0159itelna nebo nap\u0159\u00edklad Komer\u010dn\u00ed banka. Z\u00a0t\u011bch men\u0161\u00edch je to pak nap\u0159\u00edklad mBank.Jestli\u017ee byste cht\u011bli va\u0161\u00ed ratolesti po\u0159\u00eddit vkladn\u00ed kn\u00ed\u017eku, pak jedin\u00e1 banka, kter\u00e1 je nab\u00edz\u00ed je \u010cesk\u00e1 spo\u0159itelna. Zalo\u017eit ji m\u016f\u017ee z\u00e1konn\u00fd z\u00e1stupce. Ur\u010dit\u011b je ka\u017ed\u00e9mu jasn\u00e9, \u017ee na ni spo\u0159\u00ed zejm\u00e9na rodi\u010de a prarodi\u010de. D\u011btsk\u00e9 vkladn\u00ed kn\u00ed\u017eky jsou opravdu obl\u00edben\u00e9. Ostatn\u011b tomu odpov\u00edd\u00e1 i po\u010det, kter\u00fd p\u0159es\u00e1hl ji\u017e 65 tis\u00edc vlastn\u00edk\u016f.Co se t\u00fdk\u00e1 stavebn\u00edho spo\u0159en\u00ed, tak\u00e9 se st\u00e1le \u0159ad\u00ed mezi \u0161pi\u010dku. Se stavebn\u00edm spo\u0159en\u00edm nen\u00ed t\u0159eba se ni\u010deho b\u00e1t, jeliko\u017e do budoucna d\u011btem zajist\u00ed n\u00edzk\u00e9 \u00farokov\u00e9 sazby ze stavebn\u00edho spo\u0159en\u00ed. Jedinou nev\u00fdhodou je, \u017ee jej lze vyu\u017e\u00edt pouze na po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed.Penzijn\u00ed spo\u0159en\u00ed je ale tak\u00e9 velmi obl\u00edben\u00e9. Od minul\u00e9ho roku je toti\u017e mo\u017eno zakl\u00e1dat jej i d\u011btem a hodn\u011b rodi\u010d\u016f toho vyu\u017e\u00edv\u00e1. N\u011bkte\u0159\u00ed jej zakl\u00e1daj\u00ed u\u017e i novorozen\u011bti.\u00a0 V\u00fdhoda penzijn\u00edho spo\u0159en\u00ed je v\u00a0tom, \u017ee je mo\u017en\u00e9 bezplatn\u00e9 p\u0159eru\u0161en\u00ed a pot\u00e9 zase obnoven\u00ed.T\u011bch mo\u017enost\u00ed finan\u010dn\u00edch produkt\u016f pro va\u0161e ratolesti je opravdu spousta, ale my jsme se v\u00e1m dnes rozhodli p\u0159edv\u00e9st ty nejlep\u0161\u00ed a nejvyu\u017e\u00edvan\u011bj\u0161\u00ed. 4.6\/5 - (5 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed produkty vhodn\u00e9 pro d\u011bti","item":"https:\/\/www.hanczen.cz\/financni-produkty-vhodne-pro-deti\/#breadcrumbitem"}]}]